Benefits

Important Benefits Information

Insurance Overview

Behavioral Health

Civil Union Partnership Information

Deferred Compensation- 457b

Dental Benefits

Employee Assistance Program EAP

Employee Discount Program

Flexible Spending-MCAP & DCAP

Health Insurance

For more information, to find a provider or locate claim forms, visit the following plans:

Aetna HMO- 855-339-9731
Aetna OAP- 855-339-9731
Blue Advantage HMO- 800-868-9520
Blue Cross Blue Shield- 855-810-6537
Consumer Driv en Health Plan (CDHP)- 855-339-9731
Health Alliance HMO- 800-851-3379
HealthLink OAP- 877-379-5802
HMO Illinois- 800-868-9520
Quality Care (QCHP)- 855-339-9731

Health Savings Account (HSA)- Companion to CDHP Enrollment Only

An HSA is like a 401(k) for healthcare, yet the HSA tax benefits are far greater. It is a tax-favored, interest-bearing account that active State employees can use to pay for qualified medical expenses, now, or in the future. Active State employees who qualify (see Qualifying for an HSA below), can save or invest the account funds. Paired with the Consumer Driven Health Plan (CDHP), an HSA is a powerful financial tool that gives you more control of your healthcare decisions. An HSA oﬀers triple tax saving:

Pre-tax or tax-deductible contributions
Tax-free interest or investment earnings
Tax-free distributions, when used for qualified medical expenses

The State will contribute a third of the deductible to an active State employees' HSA. You may also contribute an additional $3,150 for an individual; or $6,300 for family, to your HSA through pre-tax payroll deductions or post-tax direct payment.

For more information, visit the CMS Health Savings Account page for state employees.