Affordable Care Act Insurance Information

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Mercer Health and Benefit Insurance 

Reliance Standard Insurance

Since 2016, SIU has partnered with Mercer Health and Benefits to offer insurance to employees who are defined as full-time by the Affordable Care Act (ACA) but are not eligible for insurance through the State of Illinois Employee Group Insurance Program (SEGIP).   Working with Mercer and Reliance Standard, SIU offers a limited benefit program to eligible employees who meet the definition of ACA full-time and are not eligible for SEGIP coverage.  This group of employees, generally extra help, are commonly referred to as “Gap” employees.  As Gap employees are identified during the hiring process, Human Resources works with Mercer to notify the employee of their available coverage and enrollment periods.  During this enrollment period, the employee can either enroll or opt out of the coverage. 

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